若有買外幣做定存的偏好，例如去年到今年目前為止弱勢的美元，當你在臺灣購買1萬元美元的定存，勾選定存付息（單利計算）方式時，若年利率有1.2%
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Howard Lee is a Staff Software Engineer based in Taipei, specializing in frontend architecture, CI/CD, and production-quality engineering for enterprise web applications. With 13+ years of software development experience, Howard has worked across B2B SaaS, IoT energy-management platforms, online travel marketplaces, and Android applications. His work focuses on modernizing large frontend systems, improving delivery quality, and building reliable product workflows with automated testing, observability, and practical cloud/platform integration. Core Expertise Frontend architecture: Angular 5 to 19 modernization, TypeScript, JavaScript, React, Next.
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